PnL Tracker

One read, on your own numbers: roll this property’s operating income and expenses up into net operating income and cash flow for the period, set your actuals beside your pro forma, and see where each line, your NOI, and your cash flow landed against plan. Educational only.

Operating income (this period)

Pro forma / budgetThe effective gross income you underwrote for this period — rents net of vacancy and credit loss, plus other income.ActualThe effective gross income you actually collected for this period.

Operating expenses (this period)

Enter each operating cost as you budgeted it and as it actually came in. The categories are a starting shape — rename, add, or remove them to match your own statement. Every cell is yours; nothing is prefilled.

ExpenseBudgetActual

Debt service (this period, optional)

Pro forma / budgetThe annual mortgage and debt payments you underwrote. Enter it to read cash flow below NOI.ActualThe annual mortgage and debt payments you actually made this period.

Enter your operating income and at least one expense — for your pro forma, your actual, or both — to read the income statement and the variance. Add debt service to read cash flow below NOI.