Projection and Stress

Project your portfolio forward as a range of possible outcomes on the numbers you enter, then stress it by turning the volatility dial. Every figure is calculated from what you type. This is a spread of scenarios, not a forecast, and not a promise of any outcome.

Your starting point

Investable assets today ($)Monthly contribution ($)Expected annual growth (%)Your assumption. Nothing is filled in for you here.Years to projectAmount you want to reach ($)Used only to count how many scenarios reach it.

Enter your assets or a monthly contribution, your own growth assumption, a number of years, and the amount you want to reach to see the range.

Stress this projection

Volatility is how much growth swings from year to year. Turn it up to see a harsher spread, down to see a gentler one. This is a dial you control, not a forecast. Common reference points people use are around 15 for a stock heavy mix and around 5 for a bond blend.

Volatility (annual %)Editable stress dial. Set it to 0 to see the single straight line path.

This tool is for educational and personal planning purposes only. It is not financial, tax, or investment advice, and not a prediction or a promise of any outcome. Every figure is a scenario generated from the inputs you provide, including your own growth assumption and the volatility dial you set. Real results will differ. Consult your own financial professional before acting.

Want the balance sheet these numbers start from? Map it in the Net Worth Tracker.